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antique jewelry from the uk Article Of The Month
Antique Jewelry Insurance
By Allen Jesson
Antique jewelry or old fashioned jewelry as it is often referred to is jewelry that is of a certain age usually over 70 years old. Antique jewelry is treasured as it has often been handed down through generations holding memories and meaning.
Many people buy antique jewelry as an investment, this is because like land its value will increase over time so the older the piece of jewelry is the more expensive it will be.
If you are lucky enough to have been handed down or have purchased a piece of antique jewelry whether it is a necklace, ring or broach it is strongly recommended that you insure your treasured piece.
You may assume that your antique jewelry is covered by your home insurance however this is not always the case, quite often your home insurance will cover you if your piece of antique jewelry is stolen but it may not cover you is the is lost or damaged.
Although you will never be able to replace the sentimental value of a piece of antique jewelry it may easy your mind if you can at least replace the item should it be lost.
It is wise to read you insurance policy very carefully or contact your insurance company to ask if you are covered for this type of event.
If you current insurance policy does not cover you fully for your antique jewelry then you may be able take out additional cover however it important to know and understand the cover you are going to be paying for.
Make sure your policy will cover you for loss and damage and also check if you will still be covered should the loss or damage happens when you are out of the country.
Check that you will be reimburse for the items full replacement cost and will you receive a replacement piece of jewelry or could you opt for a cash settlement.
Quite often your insurance company will ask for an appraisal before they allow you to take out the insurance to cover your antique jewelry. Check if this is something you can arrange yourself or if it is something your insurance company will need to arrange.
Will you have to pay an excess, if you lose or damage you antique jewelry and need to make a claim will you have to pay a sum of money before the claim can go through, how will this effect your existing policy and most important how much is the excess.
If your insurance company does need your antique jewelry appraised then it is advisable that you receive more than one appraisal so that you can compare the estimates and know that you are insuring your item for what it is actually worth, it is quite common to purchase a piece of jewelry one day and get an appraisal the next for a much higher amount. I would recommend that you have an appraisal done regularly and advise your insurance company of any increase / decrease in value.
About The Author
Allen Jesson writes for several sites that specialize in Antique Engagement Rings,
Vintage Engagement Rings and A Gift Of Poetry
Article Source: http://EzineArticles.com/?expert=Allen_Jesson
Tips On antique jewelry from the uk
Newspapers and Phone Book. The local newspapers will list antique shows and have advertisements for local shops. And the local phone book will have addresses and phone numbers for area shops. If you are traveling and haven't been to a shop before, you'd better call ahead. You may drive out of your way and get there only to find the shop closed - some shops have unconventional hours, special days each month they are closed or they may only be open during certain months of the year. Others are by appointment only. By appointment only shops will usually open for you if they are home when you call.
Buy antique tables today!
Store plastic toys or other plastic items away from the heat, not touching one another.
Buy antique bookcases today!
Polish old carved furniture using paste wax applied with a stenciling brush. Buff using a shoe brush
Buy antique furniture today!
Don't try to negotiate a better price by denigrating the quality of the piece. Pointing out that "the leg is wobbly and there's a scratch on the surface" will not endear you to the seller, and your motives will be pretty transparent. Better to simply ask, "Can you do any better on the price?" Or offer an alternative price by saying, "Will you accept $250?" (I usually pick a figure that's about 20 percent below the marked price.)
Buy antique benches today!
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Antique Jewelry Insurance
By Allen Jesson
Antique jewelry or old fashioned jewelry as it is often referred to is jewelry that is of a certain age usually over 70 years old. Antique jewelry is treasured as it has often been handed down through generations holding memories and meaning.
Many people buy antique jewelry as an investment, this is because like land its value will increase over time so the older the piece of jewelry is the more expensive it will be.
If you are lucky enough to have been handed down or have purchased a piece of antique jewelry whether it is a necklace, ring or broach it is strongly recommended that you insure your treasured piece.
You may assume that your antique jewelry is covered by your home insurance however this is not always the case, quite often your home insurance will cover you if your piece of antique jewelry is stolen but it may not cover you is the is lost or damaged.
Although you will never be able to replace the sentimental value of a piece of antique jewelry it may easy your mind if you can at least replace the item should it be lost.
It is wise to read you insurance policy very carefully or contact your insurance company to ask if you are covered for this type of event.
If you current insurance policy does not cover you fully for your antique jewelry then you may be able take out additional cover however it important to know and understand the cover you are going to be paying for.
Make sure your policy will cover you for loss and damage and also check if you will still be covered should the loss or damage happens when you are out of the country.
Check that you will be reimburse for the items full replacement cost and will you receive a replacement piece of jewelry or could you opt for a cash settlement.
Quite often your insurance company will ask for an appraisal before they allow you to take out the insurance to cover your antique jewelry. Check if this is something you can arrange yourself or if it is something your insurance company will need to arrange.
Will you have to pay an excess, if you lose or damage you antique jewelry and need to make a claim will you have to pay a sum of money before the claim can go through, how will this effect your existing policy and most important how much is the excess.
If your insurance company does need your antique jewelry appraised then it is advisable that you receive more than one appraisal so that you can compare the estimates and know that you are insuring your item for what it is actually worth, it is quite common to purchase a piece of jewelry one day and get an appraisal the next for a much higher amount. I would recommend that you have an appraisal done regularly and advise your insurance company of any increase / decrease in value.
About The Author
Allen Jesson writes for several sites that specialize in Antique Engagement Rings,
Vintage Engagement Rings and A Gift Of Poetry
Article Source: http://EzineArticles.com/?expert=Allen_Jesson
Tips On antique jewelry from the uk
Newspapers and Phone Book. The local newspapers will list antique shows and have advertisements for local shops. And the local phone book will have addresses and phone numbers for area shops. If you are traveling and haven't been to a shop before, you'd better call ahead. You may drive out of your way and get there only to find the shop closed - some shops have unconventional hours, special days each month they are closed or they may only be open during certain months of the year. Others are by appointment only. By appointment only shops will usually open for you if they are home when you call.
Buy antique tables today!
Store plastic toys or other plastic items away from the heat, not touching one another.
Buy antique bookcases today!
Polish old carved furniture using paste wax applied with a stenciling brush. Buff using a shoe brush
Buy antique furniture today!
Don't try to negotiate a better price by denigrating the quality of the piece. Pointing out that "the leg is wobbly and there's a scratch on the surface" will not endear you to the seller, and your motives will be pretty transparent. Better to simply ask, "Can you do any better on the price?" Or offer an alternative price by saying, "Will you accept $250?" (I usually pick a figure that's about 20 percent below the marked price.)
Buy antique benches today!
Some antique jewelry from the uk Stories
Vintage Collectibles from The Americas
Fri, 18 Jul 2008 23:22:10 -0600
Antique sacks of unsearched gems, civil war portraits, old home furnishings, antique prints including cowboy photos and drawings from the old Wild West, Indian relics and more. But how do you really know an item is the real deal? Is it really a collectible or someone else's discarded piece of junk? Here are tips from a Garage-Sale Junkie who swears by the collectible items she's found.
Antique Slot Cars - Old, Rare Collectibles
Fri, 18 Jul 2008 23:22:57 -0600
Vintage DieCast Models - Scalextrix and rare Lionel Star Wars sets, old NASCAR, Formula One, Tyco, LifeLike brands and tips on searching for those Hard-to-Find diecast models.
Show 'n Tell: My Halloween Postcard Collection
Although I don't officially collect anything other than the postcards in this genre, I'm a real sucker for all types of Halloween collectibles. I usually add a couple of...
century antique radio
antique radio
antique english furniture
antique flatware jewelry
posted by Antique Lover | 8:03 PM
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